Finance & Support
We engage in consumer credit loan by advancing personal and business loans to individuals backed by a guarantor. These loans are appropriate for customers that genuinely intend to improve their financial future. We currently only support businesses and individuals located in London and plan to expand to the international market in due course.
We assist all customers and offer the highest level of service irrespective of their personal situation. We believe that regardless of pass performance or background, everyone needs a helping hand from time to time in order to attain a certain degree of sustainability and opportunity to move forward in their lives.
Ubuntium Finance offers the opportunity to the customers who either have low credit scoring of for any justifiable reason damaged their credit history, to rebuild their credit scoring and credit worthiness to be able to get back to the main stream and find their way back to success which they deserve.
- Accommodates and gives opportunities to customers who have the potential to succeed in their venture, or to families who either have a poor credit rating or for other reason do not qualify for a loan from other financial institutions.
- Works strictly by recommendations and/or repeat business.
- Always strives to make it clear to customers the benefit of settling their accounts as early as possible.
- Allows customers to terminate their loan agreement as soon as they are able to do so.
- Always maintain flexibility for early settlement in case its customers are arable to find preferential loans terms elsewhere.
- Issues no penalty charge for early loan settlement.
- Always advises its customers to avoid prolonged payments of high interest.
- Keeps regular contact with its customers.
- Will prepare personal financial statements and cash-flows for its customers if request in order to determine whether a loan would be beneficial or not.
As a compassionate provider of finance, Ubuntium Finance considers the specific needs of its customers. This might be a simple brainstorming session in order to sort out temporary hurdles, or it might be a more in-depth assessment of how to move a person and his or her family from a marginalized state of the mainstream.
Ubuntium Finance addresses predominantly the needs of marginalized members of society for whom the major financial institutions do not accommodate or who have fallen victim of private moneylenders and loan sharks that charge them extortionate interest.
Ubuntium Finance aims to lend small sums to high-risk customers and facilitate them to:
- Buy household goods
- Pay rent arrears
- Pay overdue bills
- Settle a high-interest loan
- Pay for home improvements
- Pay for an emergency
- Assets buildings
- Pay for children's school uniform
Ubuntium Finance lends small sums for businesses to:
- Improve or expand the business
- Stabilize business cash flow
- Pay for an emergency or unexpected bills
- Expand working capital
- Invest in start ups for small businesses ventures
- Buyout existing partners